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Meet Bob Kelly Please allow me to provide an introduction of myself. I was born and raised in the Northern New Jersey area. I attended school at Northampton in Pennsylvania, and then the University of North Florida. My major was Business with a concentration on Marketing. I have been lucky enough to live throughout the country and experience the different cultures and people associated with each of these geographies. Some of the states I have lived or spent extensive time in are California, Florida, Colorado, New Jersey and Pennsylvania. In the beginning of my career I began working for MARS Incorporated. You may know them through their brands such as “M&M’s®, SNICKERS Bar®, PEDIGREE® Pet Food and UNCLE BEN’S® Rice. Throughout my career with MARS I rose through the Sales organization, progressing to National Sales Director responsible for the companies In-Store Marketing Operations. During my time with MARS I was provided the opportunity to relocate for new positions frequently. Over my last 15 years with the company I was involved with 8 corporate relocations. This personal experience of corporate relocation provides me with the hands-on knowledge of what is encountered by a professional relocating. As a full time Professional Realtor® I take pride in assisting with every detail to assist a family during this exciting, yet stressful period. During my career in Real Estate I have grown my business rapidly. This has come through dedication to my clients, continuous hard work, staying educated on the changing dynamics and surrounding myself with the right people. I currently rank in the top 10 Realtors® in our area, which is comprised of over 1,300 Realtors®! In addition I am the only Realtor® in Northeast Pennsylvania to have qualified, and be a “Certified Luxury Home Marketing Specialist” and “Million Dollar Guild” club member. These are designations which require the highest sales quotas and education in the luxury home market. I pride myself on knowing the area and information surrounding it. The Poconos Region is changing rapidly and it is my job to know what economic and social influences are, or will be affecting areas with-in our region. This way I can best assist you in locating to the best area possible. If you choose to make the move to the beautiful Poconos area, you can count on me and any of my team members to provide superior service to you and your family, no matter how large or small the task. Simply just ask. We look forward to working for you. 
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Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
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| Q |
What is considered one of the slimmest buildings ever designed?
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| A |
The Carnegie Hall Tower, designed by Cesar Pelli, is only 50 feet wide and 60 stories high. |
See More Real Estate Trivia > |
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Bob Kelly Keller Williams Real Estate 637 Main St. Stroudsburg, PA 18360 PA License #RS287521 Direct: 570-242-4400 Office: 570-421-2890 x4884 Fax: 570-227-0062 Toll Free: 1-866-410-5355 bob@kellyrealtygroup.com
I pride myself on knowing the area and information surrounding it. The Poconos Region is changing rapidly and it is my job to know what economic and social influences are, or will be affecting areas with-in our region. This way I can best assist you in locating to the best area possible. If you choose to make the move to the beautiful Poconos area, you can count on me and any of my team members to provide superior service to you and your family, no matter how large or small the task. Simply just ask. We look forward to working for you.

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